St Charles Real Estate Search

St Charles Properties between $400,000 and $450,000 for Sale

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Newest St Charles Properties between $400,000 and $450,000 for Sale

$409,900
3 Beds 3 Baths 26058076 MLS COMING SOON Status
Welcome home to Cedarwood Estates! This beautifully UPDATED RANCH offers over 2,199 SQ. FT. OF LIVING SPACE on more than HALF AN ACRE with NO HOA! Step inside to find LUXURY VINYL PLANK FLOORING, NEW LIGHTING, NEW BLINDS and fresh updates throughout. The welcoming Entry Foyer opens to a LARGE SPACIOUS FLEX ROOM offering endless possibilities! Perfect for a FORMAL DINING ROOM, HOME OFFICE, or LIVING ROOM . The kitchen features NEW STAINLESS STEEL APPLIANCES, SOLID-SURFACE COUNTERTOPS, TILE BACKSPLASH, BREAKFAST BAR and TWO PANTRIES. The inviting family room showcases a beautiful STONE FIREPLACE with a refurbished firebox and fresh insert, along with access to the COVERED DECK overlooking the PRIVATE, TREE-LINED BACKYARD. Offering 3 BEDROOMS and 2.5 BATHS, the spacious primary suite features a BEAUTIFULLY REMODELED BATH with a tiled shower and BUILT-IN SHOWER SEAT. The FINISHED WALKOUT LOWER LEVEL provides additional living space with a large RECREATION ROOM, ADDITIONAL SLEEPING AREA, HALF BATH and WORKSHOP, plus direct access to the patio and backyard. The EXTENSIVELY UPDATED OUTDOOR SPACE is a true standout! The PROFESSIONALLY LANDSCAPED YARD has been redesigned with a RETAINING WALL, ROCK GARDEN and DOUBLE-GATED ENTRY. The 4 CAR DRIVEWAY EXTENDS BEHIND THE HOME, where NEWLY POURED CONCRETE provides ADDITIONAL PARKING AND STORAGE possibilities. Enjoy a COVERED DECK, PATIO, FENCED AREA and a PRIVATE BACKYARD that extends beyond the fence and backs to MATURE TREES. Additional improvements include a NEW ROOF (2024), NEW ELECTRICAL PANEL (2024), NEWER FURNACE & A/C, 61-GALLON WATER HEATER, NEWER WINDOWS, FRESHLY PAINTED EXTERIOR, NEWER PATIO DOORS and beautiful BARN DOORS in the kitchen. With EXTENSIVE UPDATES, a FINISHED WALKOUT LOWER LEVEL, INCREDIBLE OUTDOOR SPACE and convenient access to major highways, shopping and dining, this Cedarwood Estates ranch is one you won’t want to miss!

14 Cedarview Ct, St Charles

$450,000
4 Beds 4 Baths 26054608 MLS ACTIVE Status
Welcome to this updated 4-bedroom, 1.5-story home in the beautiful Canyon Creek subdivision, offering excellent access to Highways 364, 70, and 40/64. This property features a main-level primary suite with a coffered ceiling, a walk-in closet, and a luxury bath equipped with a separate tub and shower. The main level also has a guest half-bath, a spacious dining area with new ceramic tile (2025), and Brazilian Cherry hardwood flooring throughout in the family room, kitchen/breakfast rm, and primary bedroom. Kitchen has a vaulted ceiling, granite countertops, a pantry, and an included refrigerator (2021). The adjoining breakfast room walks out to a spacious composite deck overlooking your large backyard that the kids will love and has a rear tree line for privacy. The main level family room features a gas fireplace with a new starter and logs (2026). Also enjoy the finished lower level, with walk-out, that includes a rec-room, bonus room, and possible sleeping area. The walk-out leads to a covered patio with under-deck roofing for all-weather enjoyment. Storage shed at rear of home. Piano, drink fridge in the lower level will stay. Grill on back patio stays as well. Major systems and updates: roof 2016 - HVAC (Furnace/Air) 2018 - deck 2018 - patio concrete 2022 - chimney chase 2026. Appliances: dishwasher, disposal, and smooth-top electric range 2021. Washer and dryer are included, new in 2026. Additional improvements: Upper-level flooring and baseboards 2020 and basement flooring 2019. The home is further equipped with a central vacuum system and a 200-amp breaker box. This home will provide you with many years of enjoyment!

3537 Canyon Creek Dr, St Charles

$419,900
4 Beds 3 Baths 26054176 MLS ACTIVE Status
Welcome to 3096 Pirogue St, a stunning 4-bedroom, 2.5-bath home with approximately 1,920 square feet, prime position in the French District of New Town St. Charles. Built just two years ago, this home gives you the best of both worlds: the benefits of newer construction without the uncertainty, delays, or wait that come with building a home today. Step inside and immediately appreciate the open, spacious main-level design. The kitchen is truly the center of the home, featuring a generous island and sink perfectly positioned to overlook the dining and living areas. Whether you’re hosting friends, gathering with family, or enjoying a quiet night at home, the layout keeps everyone connected. Upstairs, four bedrooms provide plenty of flexibility, while the private second-floor balcony adds an exceptional outdoor living space—perfect for morning coffee, sunset snuggle, or simply enjoying the unique atmosphere of New Town. Second floor laundry takes Live Where People Want to Be New Town isn’t just a subdivision—it’s a lifestyle. Beautiful lakes, parks, walking paths, green spaces and charming streets create a neighborhood unlike almost anywhere else in the St. Charles area. It’s a place where you can get outside, take a stroll, meet neighbors and enjoy the community without having to get in the car for every part of your day. And the neighborhood continues to get even better. The new Dierbergs Market at 370 brings exceptional grocery shopping and additional conveniences just minutes from home, making everyday errands easier than ever. Best of all, you don’t have to wait for the neighborhood or your home to be finished. It’s already here. The landscaping, streets, amenities, established community and lifestyle are ready to enjoy—and this home is ready for you. Your New Town Story Starts Here With modern construction, an inviting open floor plan, four bedrooms, a second-floor balcony and an enviable location within one of St. Charles County’s most sought-after communities, 3096 Pirogue St is an opportunity to stop waiting and start living. Come see why New Town isn’t simply somewhere you live—it’s somewhere you belong.

3096 Pirogue St, St Charles

$400,000
2 Beds 3 Baths 26018492 MLS ACTIVE Status
Enjoy low maintenance luxury living in this stunning ranch-style home located in Bogey Village in St Charles! This home boasts 2 bedrooms, 3 full bathrooms, and over 3,000 square feet of living space including the finished lower level. The front door opens to the entry foyer with a skylight, coat closet, crown molding, and opens to the living room and formal dining area. The living room features a vaulted ceiling, gas fireplace, 2 skylights, recessed lights with dimmer switches, and opens to the office with built-in shelving and an electric fireplace. The kitchen boasts newer countertops, newer backsplash, pantry, canned lighting, and a dining area with skylights. The primary bedroom features French doors, a walk-in closet, doors to one of the back patios, and a luxurious bathroom. The primary bathroom boasts tile floors, a handicap accessible shower with a bench, newer tub, skylights, newer vanity, crown molding, and plantation shutters. An additional bedroom, full hall bathroom, and laundry room with a sink complete the main floor. The finished lower level features a spacious recreation room, an office/sleeping room, full bathroom with a sauna, workout room, and ample storage space with built-in shelving, a utility sink, workshop area, and water softener. Other highlights include: freshly painted throughout most of the interior (2026), one newer water heater, side entry 2 car garage with a concrete ramp for handicap accessibility, and newer luxury vinyl plank floors throughout most of the main floor. Relax in the spacious 3 seasons room or on one of the 2 concrete back patios, and enjoy the level backyard with extensive landscaping! Location could not be better – close to major highways, restaurants, shops, schools, Bogey Hills Country Club, and walking distance to Wapelhorst Park!

13 Village Dr W, St Charles

$430,000
4 Beds 3 Baths 26050714 MLS ACTIVE Status
Welcome to 3159 Wheeling Drive in St. Charles—a beautifully maintained 4-bedroom, 3-bath ranch offering modern updates, flexible living space, and exceptional functionality. The main level features an updated kitchen with granite countertops, abundant cabinetry, and a layout designed for both everyday living and entertaining. Updated light fixtures add a fresh, contemporary feel throughout the home. Just off the garage, you’ll find an oversized laundry and mudroom, offering exceptional space for storage, organization, and everyday convenience. The finished lower level significantly expands the living space with a second kitchen, making it an excellent option for multi-generational living, extended guests, entertaining, or a private recreation area. The lower level also includes a full bathroom with a relaxing jetted tub. The unfinished storage area is outfitted with extensive built-in shelving, providing exceptional space for organization, hobbies, seasonal decor. Step outside to a fully fenced backyard that’s perfect for relaxing, entertaining, pets, or play. The attached garage includes a high-voltage EV charger, while the brand-new furnace provides peace of mind and energy-efficient comfort. Ideally located just minutes from the shops, restaurants, parks, and riverfront charm of New Town, this home is served by the highly regarded Orchard Farm School District, including its recently opened elementary school and state-of-the-art high school.

3159 Wheeling Dr, St Charles

$439,900
4 Beds 3 Baths 26048482 MLS ACTIVE Status
OUTSTANDING neighborhood! Enjoy relaxing on a bench or taking a short stroll around the small lake in this friendly, welcoming subdivision. This stately brick two-story sits on a desirable cul-de-sac lot with a fenced yard and a pergola-covered patio — the perfect spot for morning coffee or evening dinner outdoors. Step inside to soaring ceilings, neutral decor, an open floor plan featuring a dedicated office/living room and a spacious 20x19 great room. The kitchen impresses with a center island, corner sink, tall cabinets, gorgeous granite countertops, and updated appliances — including a solid-surface range (approx. 10 months old), built-in microwave (approx. 1 year old), and built-in dishwasher (approx. 2 years old). The light-filled breakfast room opens through a slider to the fenced backyard, where the patio and pergola offer both style and shade to enjoy the weather. . A formal dining room with coffered ceiling and wainscoting adds an elegant touch, while the 20x19 great room is anchored by a cozy gas-start fireplace, built-in bookcases, and a large bay window with blinds. The main level also offers a convenient half bath, a large laundry/mudroom with cabinets, upscale rear staircase access, 9-foot ceilings, six-panel doors, and gleaming hardwood floors. . Upstairs, the primary suite impresses with a dual-door entry, large walk-in closet, ceiling fan, and a luxury bath with a separate tub and shower plus a linen closet. Bedroom 2 offers a well-sized walk-in closet, while Bedrooms 3 and 4 provide great window placement for furniture. A full common bath with tub/shower completes the upper level. . The garage offers extra storage space with an opener. Full lower level is partially finished with a rough-in bath, ready for easy expansion into even more living space. . Recent updates include: hot water heater (6/2023), HVAC (10/2017), toilets, wood trim around windows and porch, additional poured patio space, added pergola, refreshed landscaping, new sidewalk to the rear yard, enclosed fascia, updated garage door, added gas fireplace logs, granite countertops, updated appliances, fresh neutral paint in select areas, and an updated sump pump. . Conveniently located close to shopping and dining, with easy highway access to Highways 364, 94, and 40.

308 Copper Crest Ct, St Charles

$415,000
4 Beds 2 Baths 26049471 MLS ACTIVE Status
Price Enhancement and Buyer Package Included....Own a piece of St. Charles history with this Charming, Beautifully Restored, Historic 1920 Craftsman-built, red brick bungalow located in the heart of the historic Commons District. From the moment you step onto the large, covered front porch you feel at home. There are so many stories that have been told on this front porch and your story is next! Walk through the Craftsman-like front door to be Amazed at the original, restored hardwood floors throughout the main level. Besides the original hardwood floors, immediately you will also see an eye catching chandelier and original, restored built-in cabinet that now has many different uses to fit your needs. A large updated, Craftsman-like kitchen awaits for all your cooking & baking enjoyment featuring all white, custom cabinetry and wood features throughout. From the range hood and picture-framed tile backsplash, you will enjoy cooking meals for yourself or for a house full of guests. The small appliance built-in cabinet allows you to tuck away that air fryer or crockpot without crowding up your other storage spaces. This kitchen was very well planned out, including a one-of-a-kind, custom stained glass window that feels like it's always been in this home! Did I mention the Chevron-patterned butcher block countertops that make everyone say "WOW"?! Also off the kitchen is a walk-in pantry and mudroom with access to the backyard & parking. Both the walk-in pantry & mudroom have custom installed storage allowing you modern conveniences while relishing in old-world charm. 2 generous sized bedrooms on the main floor with an updated bathroom allow you to customize your personal needs for living space. Upstairs, you'll find a large Master Suite with a shiplap paneled ceiling, brand new Master bathroom with 48" vanity, a repurposed original interior door custom made into a barn door and walk-in closet with custom installed his & her storage spaces. Plenty of additional storage spaces located throughout this room as well. Across from the Master Suite is a 4th bedroom that is perfect for a nursery, toddlers room, man hang-out and it's currently being staged as a dressing room with make-up table, sitting area and includes a 2nd walk-in closet with custom installed storage for all those purses, shoes, hats, bags and dresses. With over 1100 square feet of unfinished basement space and a generous .26 acre city lot, there is so much room to grow or for adding additional living spaces in the future. This home has been completely restored from top to bottom and there is nothing to do but move in and add your personal touches! On every level, there is so much storage space that you won't believe this home was built in 1920. Enjoy a park-like setting in the backyard for reading or drinking coffee in the mornings, add a firepit area or outdoor kitchen and did I mention that it's a generous sized .26 acre city lot?! You'll have neighbors in the city, but here you have to wave Hello at them since you're so spread out from the other homes. Here, at 915 N Kingshighway St, your neighbors also actually wave back. So many WOW factors throughout this historic beauty, it's truly a Must See! This home comes with a Buyer Package including $5,000 credit to Buyer to manage post-purchase costs of improvements/additions to the property to make this home perfect for you. Boundary Survey of property and Home Inspections both completed in September 2025 adds another $1,500 savings. All improvements made per inspection reports. Additional improvements to property recorded through the city and obtained on permit. Property is Broker-Owned.

915 N Kingshighway St, St Charles

$405,000
4 Beds 3 Baths 26046300 MLS ACTIVE Status
Welcome to this beautifully maintained two-story home in the highly sought-after New Town subdivision! One of this home's most desirable features is its premier location overlooking an expansive stretch of common ground, offering the feeling of a much larger yard without the upkeep. Relax on the covered front porch and enjoy peaceful views, open green space, and all the charm that makes New Town so special. Inside, you'll find an inviting open-concept main level designed for both everyday living and entertaining. The spacious living room features a stylish fandelier and flows seamlessly into the dining area and the well-appointed kitchen. The kitchen is the heart of the home, complete with a large center island that provides ample seating and storage. Upstairs offers four generously sized bedrooms, including a comfortable primary suite, along with full hall bathroom to accommodate family and guests. A convenient half bath is located on the main floor. Step outside to the fenced side yard, thoughtfully upgraded with low-maintenance turf and new composite steps, creating the perfect outdoor retreat for pets, play, or entertaining. Pet owners will appreciate the custom exterior door with a built-in pet entrance, while the original glass door has been preserved and is included should a future owner prefer to reinstall it. Additional highlights include an attached two-car garage, attractive curb appeal, and an unbeatable location within one of the area's most popular communities. Enjoy all that New Town has to offer, including lakes, parks, walking trails, restaurants, shops, community pools, amphitheater events, and neighborhood activities, all just moments from your front door. This is a rare opportunity to enjoy spacious living, low-maintenance outdoor space, and an exceptional New Town lifestyle.

108 Tiber Way, St Charles

$429,900
4 Beds 3 Baths 26016612 MLS ACTIVE Status
REFRESHED and Ready for YOU! Spacious Two Story on Beautiful Lot in St Charles - From the moment you step in you'll notice the warm character of wood and stone plus the stately 2 story foyer and staircase. You'll find the living and dining room offer a nice flex space with the family room being the center of this main level. Focal wood burning fireplace, bay windows, built in bookshelves, and a wood tray ceiling complete this custom space. The kitchen has ceramic floors, quarried stone backsplash, a large Cambria quartz island and tops but the real showstopper is the custom Monarch cabinets with superior quality and design plus an incredible amount of smart storage. Also located on the main floor is a large overstock pantry, powder bath and dedicated laundry space. Located on one side of the stairs is the primary ensuite with tall ceilings, oversize windows, walk in closet, and large bath with a dual sink and separate tub/shower. To the right, you'll find 3 spacious beds that share a full hall bath and plenty of closet and storage space making daily living functional. Carpets replaced in 2023 and the LL in 2026. A real gem in this home is the outdoor space! Located off the breakfast room, you'll find a screen porch that leads to a covered patio overlooking your VERY OWN koi pond. The water feature was custom built and serviced this month is perfect for relaxing outdoors after a long day. The grass stays green with an irrigation system from STL Lawn Systems also complete with backflow from 2026. The unfinished LL has room for storage, a workspace or even work out area. The dual zoned HVAC was recently serviced and has a clean report.

2100 Seven Oaks Dr, St Charles

$434,990
3 Beds 2 Baths 25074390 MLS ACTIVE Status Savoy BLDG.
For a limited time, take $15,000 in Flex Cash on your new home at Kreder Farms — on every 62', 70', and 80' homesite. Use it your way: rate buydown, closing costs, or design center upgrades. Limited-time offer on select homesites. Message me for available lots. Ask a New Home Specialist for complete details. The Savoy is one of our most popular ranch-style homes—beautifully designed for modern living with comfort, style, and functionality in mind. This to-be-built split-bedroom floor plan includes three bedrooms, two baths, a two-car garage, and convenient main-floor laundry. The inviting kitchen features a spacious island and opens seamlessly to the dining area and sunlit great room, creating the perfect space for entertaining or relaxing with family. The private owner’s suite is a peaceful retreat with an elegant bath and large walk-in closet, while two additional bedrooms and a full bath complete the main level. Personalize your Savoy with options such as vaulted or coffered ceilings, bay windows, a cozy fireplace, or a finished lower level with a recreation room or fourth bedroom. Every Rolwes Company home includes enclosed soffits and fascia, a fully sodded yard, and a professional landscape package for lasting curb appeal. Images shown may reflect optional features. See your Sales Representative for a full list of included features and community details.

1 Tbb Savoy Kreder Farms St, St Charles

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